I really don't watch live TV enough to see many commercials, but last night there was one that had Smashing Pumpkins "Today" playing over images of people doing fun stuff, and then Morgan Freeman's voice came on & asked if you ever wanted to do all this fun stuff, and I'm thinking, "Okay, they pulled out the big guns, but what is the product?"...after 45 seconds of this it finally reveals itself to be a Visa commercial.